Stew Keene | Phoenix Real Estate

Scottsdale & Phoenix Homes For Sale

Things To Know About Your Home Insurance Coverage

 

Will you be covered for the damage caused if your sewer backs up? This is a messy, expensive loss to deal with. Unless you have the “sewer backup” endorsement added onto your home policy- you are NOT covered. You might be surprised to know this endorsement is around 40-60.00 per year.

* Did you know that the building codes may have changed since your home was built? If you have a loss where the insurance company has to rebuild your home, kitchen etc… you would be responsible in having your home built back to today’s building codes BEFORE the insurance company would begin. That’s right- if you don’t have the “Ordinance of Law” endorsement on your home policy- you would be out of pocket this expense. The cost for this little unknown feature is around 40-80.00 per year.

Ask me to review your policies.

Kim Hawkins – Hawkins Insurance Group
623-773-9270

Kim Hawkins | Homeowners Insurance Expert

My name is Kim and I’m looking forward to meeting you  and building our relationship together.

I’m an Arizona native and have been proudly servicing insurance clients like yourself for 28 years.

I like to think of myself as your insurance social services team. I may not earn your business today,  but I will always be able to answer your questions, find gaps in your coverages and find a solution to your concerns.

I’m socially involved and love my community- look me up on Facebook and get to know me.

I’m proud and honored to work with our US service men & women. I’m passionate about giving back and paying it forward, so whenever I have an opportunity, I sponsor, work with or give to our service men and women.  Active duty, retired and homeless.  THANK YOU FOR SERVING!

I believe my role in your life as your insurance professional is to be the one person you can count on to level with you on important issues that affect your life.  Its my responsibility to answer the questions you don’t know to ask.

When you sign that application with me, you have just employed me.  I work for you and protecting you and your assets is why I do what I do.

Thank you for your trust~  I’m looking forward to meeting you.

Kim~